Welcome to the Teachers Retirement Association
This web site is intended for use by members of the Teachers Retirement Association (TRA) and the association's other constituents. The text is in simple language and is meant to provide basic information and answers to the most frequently asked questions about TRA, its benefits, services and administration.
TRA is governed by Minnesota State Statutes as well as the Internal Revenue Code and various rules and regulations that are complex and subject to change. In the event of any discrepancy between the information on this web site and those governing authorities, the governing authorities will prevail.
While TRA strives for accuracy, it does not warrant or guarantee the accuracy or completeness of any information or database accessible through the TRA web site. Nor does TRA guarantee or warrant that any files available for downloading will be free of defects or that Internet service will be uninterrupted.
You agree and understand that you are using the TRA web site at your own risk. The TRA web site is provided on an "AS IS" and "AS AVAILABLE" basis. WE MAKE NO WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT, OR WARRANTIES REGARDING THE ACCURACY, AVAILABILITY, RELIABILITY OR COMPLETENESS OF THE CONTENT OR ANY OTHER SERVICE (INCLUDING ANY LINK TO ANOTHER WEB SITE OR RESOURCE).
We recommend using the latest version of Microsoft Internet Explorer as your Internet browser. Using an older browser or a browser not on our list of supported browsers may cause some of our web site's features and services to operate incorrectly. Our supported browsers include the most popular browsers for both Windows and Macintosh operating systems, including Microsoft Internet Explorer and Mozilla Firefox.
Since verified member information is NOT always used in generating ESTIMATES produced by online calculators, TRA assumes no responsibility or liability for the accuracy of the information provided. Calculators provide users with ESTIMATES that may be different than actual amounts. ESTIMATES produced by these calculators shall not be considered final or binding benefit amounts or purchase costs. Eligibility and calculation of benefits or purchase amounts are governed by laws in effect at the time benefits or purchase amounts become payable.
This web site takes every precaution to protect our members' information. When a member submits sensitive information to the TRA web site, that information is protected both on-line and off-line.
When our forms ask you to enter sensitive information, that information is encrypted and is protected with the best encryption software in the industry - SSL (Secure Sockets Layer). While on a secure page, the lock icon (typically a picture of a key or padlock) on the bottom of web browsers (such as Netscape Navigator and Microsoft Internet Explorer) becomes locked. When you are on a page that is not secure, the lock icon is unlocked, open or not visible.
While we use SSL encryption to protect sensitive information on-line, we also do everything in our power to protect member information off-line. We have procedures that limit employee access to personally identifiable information to those employees with a business reason to know such information about you.
The web page address in the address bar at the top of your browser window will begin with "https" (as opposed to "http") if you are on a secure web page. The servers used to store personal information are protected by industry standard technologies, including password protection and firewalls.
You are entirely responsible for maintaining the confidentiality of your password and account. You are responsible for the use of your account and all activity under your account, whether used under any name or by any person, and for ensuring full compliance with this agreement by all users of that account. You agree to immediately notify TRA of any unauthorized use of your account.
It is your responsibility to log off after each session. Sessions will end automatically after 10 minutes of inactivity.
This web site does not collect personal information about you unless you choose to provide this information to us. We do not use cookies to collect user information.
We do collect and store the name of the domain and host from which you access the Internet; the Internet protocol (IP) address of the computer you are using; the browser software you use and your operating system; the date and time you access our site; and the Internet address of the web site from which you linked directly to our site.
Javascript is used within this site. Browsers that are not Javascript enabled will not have access to all functions on some pages. Each of the browser families have options to allow javascript to be enabled or disabled.
Internet Explorer: You can access the javascript options through the Tools and Internet Options from the main menu.
Firefox: You can access the javascript options through the Tools and Options, under the Content tab.
Safari: You can access javascript options through Menu and Preferences, under the Security tab.
You agree to indemnify and hold harmless TRA from and against any and all liability, loss, claims, damages, costs and/or actions (including attorneys' fees) based upon or arising out of any breach by you of your obligations under this Agreement. We reserve the right to defend any such claim, and you agree to provide us with such reasonable cooperation and information as we may request.
